What you’ll actually walk away with.
Sale price is not the number that matters. This is. A real estimate of your net proceeds after commissions, Santa Clara County transfer taxes, title, escrow, and your mortgage payoff.
- Listing agent commission (2.5%)
- $37,500
- Buyer's agent commission (2.5%)
- $37,500
- County transfer tax
- $1,650
- City transfer tax (your half)
- $2,475
- Owner's title insurance · est.
- $3,250
- Escrow fee · est.
- $3,225
- Recording + disclosures · est.
- $350
- Inspections
- $1,000
An estimate, not a quote. Transfer taxes and commissions are exact for Santa Clara County; title, escrow, and recording are typical figures that vary by provider, and items like HOA fees, prorated taxes, and repairs are not included. Allocation of transfer taxes and escrow is customary and can be negotiated.
I’ll run real comparable sales and a line-by-line net sheet for your specific property, free and within two business days.
Request your net sheetThe Santa Clara County numbers.
Who pays the transfer tax in Santa Clara County?
The county documentary transfer tax ($1.10 per $1,000) is customarily paid by the seller. In San Jose, Palo Alto, and Mountain View there is an additional city transfer tax ($3.30 per $1,000) that is customarily split between buyer and seller. All of it is negotiable in the purchase agreement.
What is San Jose's Measure E transfer tax?
Measure E is an additional San Jose transfer tax on sales at or above $2.3 million (as of July 2025): 0.75% from $2.3M to $5M, 1.0% over $5M to $10M, and 1.5% above $10M, applied to the full price. It does not apply below the threshold or outside San Jose.
What costs come out of a home sale besides commission?
Beyond agent commission, a Santa Clara County seller typically pays the county (and any city) transfer tax, the owner's title insurance policy, the escrow fee, recording and disclosure costs, and any agreed inspections or repairs. Your remaining mortgage balance is also paid off at closing.
How accurate is this estimate?
The transfer taxes and commissions are exact for Santa Clara County. Title, escrow, and recording are typical figures that vary by provider, and prorations, HOA fees, and repairs are not included. For an exact, line-by-line net sheet on your specific home, request a pre-listing strategy review.